When travelling abroad, whether backpacking around India, skiing the French Alps or even getting a sun-tan in the Seychelles, there is always a degree of risk involved, and while in unfamiliar places, having a good time it's sometimes easy to become blasé and carefree - which can lead to the loss of your loot!

In large cities, there is always a risk of pickpockets helping themselves to your wallet, or even worse, the chance of having your bag snatched. However, there are several points that should greatly minimise the risk of such an event.

Firstly, don't flash your cash - especially if you're travelling in the poorer regions of the world. Wearing expensive watches, jewellery and designer label clothes simply advertises your wealth, and is more likely to make you a potential target of crime. If you're travelling to regions where this might be a problem, simply leave your expensive accessories in the hotel safe, or even better, at home.

When going out for the day, consider what you really need to take with you. It's best to split your cash up and leave some at your accommodation; this way, if you do happen to lose your cash whilst you're out and about, at least you'll have some spare to fall back on. Many travellers use a money belt to keep their travel money cash secure. These are small pouches that are hidden beneath clothing, and make it almost impossible for pick pockets to steal money.

If you're heading abroad, it's often a good idea to contact your bank and let them know where you're heading, and how long for. In these days of identity theft, banks will often freeze a credit or debit card if they suddenly detect cash withdrawals or debit card spending abroad.

Now you know how to keep your cash safe, the next step is to learn who you should avoid, so you don't end up getting ripped off. There are thousands of scams that unscrupulous criminals use to fool weary travellers into parting with their money, so you must keep your wits about you when travelling. Local knowledge is gold-dust when it comes to knowing how to avoid scams. Always read up on your destination beforehand, as most good guidebooks will have information on any scams that are common in the local area. When using transport, find out the true price of a taxi ride from your hotel, and if possible, get the driver to agree to a price before you set off, or get it on the meter. When choosing a hotel, either get a recommendation from a trusted source (such as a friend or reliable guidebook), or ask to see the room before you book in. Never judge a hotel by its foyer - many have plush facades that hide grotty bedrooms with dirty sheets, and dilapidated bathrooms.

The traveller will always be a target for scammers, pickpockets and fraudsters, but as long as you do your research and keep your common sense and wits about you, then like the vast majority of travellers, you'll encounter nothing but a good time whilst abroad on holiday.

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