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List of Medical Insurance Plans in the USA

Article Submitted by: Article Publisher

Wednesday, 30 December 2009

USA is beaming with different kinds of health insurance plans to suit the health needs of all age group people. Below is a short list of all medical insurance plans:

• Individual Medical Health Insurance Plan: This scheme is for individuals. It has a wide area of coverage and is meant for the accidental covers and the health covers.

• Family Medical Insurance Plans: It is more economical option if you are planning the insurance cover for your whole family. Couples are also covered under this scheme. HMO and PPO are the two major plans that run under this scheme.

• Group Health Insurance Plans: This plan is meant for the employees of an organization or other unions. Any group with more than 50 people is eligible for it. No prior health condition is looked for before getting this scheme.

• Self Employment Health Insurance: Those having their own business are eligible for this scheme. The pre-existing conditions are permanently excluded from this plan. There are limited insurance companies who provide this scheme.

• Student Health Insurance Plan: All college goers are eligible for this scheme. The rate of premiums is lower in this plan.

• Short Term Health Insurance: As the name suggests, this plan is applicable only for 6 months to 1 year. Though, you can't enjoy all the benefits of the long term plans in this, this scheme is best for young and healthy candidates.

• Temporary Health Insurance Plan: This plan covers up the duration between starting of the new plan and ending of the old plan. You can use it for 6 months to 1 year. All kinds of accidents or other acute conditions are covered under it, but it excludes all the pre-existing conditions. The best time to apply for it is before your existing scheme gets over.

• Dental Medical Insurance Plan: This plan covers up all your visits to the dentists and the dental procedures such as fillings, dental caps and teeth cleaning.

• Maternity Health Insurance: All pregnant ladies are covered under this scheme. It includes all the bills of prenatal care, labor and delivery fees.

Online agents:

There are many online agents who can provide all the above mentioned schemes to you. You won't have to pay any extra rate of premium for the schemes if you buy from these online agents.

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About The Author:

HealthInsurancePlans.org is a well known Health Insurance solution provider, offers cost effective and tailored Health Insurance plans. Our aim is to provide the all information for right Medical Insurance plans that pay full Health Insurance coverage to the individuals.

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