With heavy rain predicted across the UK, the newspapers and television reports warn us of impending flood dangers. A majority of such reports tend to focus on the damage sustained by homes and businesses.

Flooding can also affect vehicles, sometimes leading to thousands of pounds worth of repairs needed for flood damage. Road users are also at a risk, even those who don't live in areas at risk of flooding.

But there are steps you can take in order to prepare yourself, your vehicle and your finances in case of flood damage:

When driving during flooded conditions it is important to take precautions, both before and after your journey:

If your car has suffered flood damage, do not attempt to switch on the ignition, and check the outside of your vehicle for any damage.

It is important to get your car examined by a qualified mechanic at the earliest opportunity following floods to assess the damage caused by flood conditions. It is also advisable to contact your motor insurance company to check if you're eligible to claim for any damage.

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