There are many sites online that will compare car insurance for you. All you have to do is plug in your make, model, and other pertinent information. Then the premium for several top insurance companies will show up for you. Some services will even offer the chance for you to have the companies follow up on your inquiry. It takes all the work out of finding insurance.

While knowing the premium you will be paying is important, there is much more to consider when you compare car insurance.

1. Take the time to meet your agent. If there are no local agents, you might want to pass on the company. The agent will be your life line if you ever need to make a claim.

2. Do a Google search or internet search of some kind. Look for disgruntled claims and follow up. Invariably there are problems in life. It will be valuable to know how the company you are investing your money in does handle the problems when they arise.

3. Ask the company for customers - both long time and new. It will help to get several other opinions of the place before you sign your name on the dotted line.

4. Use the online search, but then follow up with phone calls directly to the company. Ask for discounts that may not have been considered - like no claims, no points on the driver's license, or multiple policies. It may be that you can get the price down even farther.

Taking the time to compare car insurance will be a big saver in the end. Not only will it save you money, but it could save you a great amount of hassle when the time comes to file a claim. Use all the tools you have available to find the best policy for your needs.

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